The information in this blog is provided “AS IS” with no warranties, and confers no rights.

Nothing on this blog is financial or tax advice, I’m neither qualified nor certified to give either of those. When finances or tax is discussed, it merely represents my likely incomplete and possibly flawed understanding of it at the time of writing the post.

This blog does not represent the thoughts, intentions, plans or strategies of my current, past, or future employers. It is solely my opinion.

Feel free to challenge me, disagree with me, or tell me I’m completely nuts in the comments section of each blog entry, but I reserve the right to delete any comment for any reason whatsoever (abusive, profane, rude, or anonymous comments) – so keep it polite, please.

This disclaimer is based on https://sampleblogdisclaimer.blogspot.com/